Monthly Archives: January, 2011

Why Buying a Home Is Better Than Renting in South Central Vermont

The economic state we’re in at the moment has certainly affected the real estate market. Now more than ever, many of us have concerns about the future and whether or not to buy a home. If you are ready to move from your current residence, you may be asking yourself if it is better to buy or to rent a home. Questions like “Should I take the leap and buy a home now while interest rates and home prices are at an all time low”

Low Home Prices and Interest Rates

If it is economically feasible for you, you should consider a home now while home prices, including interest rates, are at fantastic lows. Not only will you get a whole lot of home for the price, it is possible that you could benefit from potential tax breaks. Also, if you take the time to itemize your federal income tax return, your mortgage interest and real estate property taxes could be deductible.

Better Sense of Community, Stability, and Security

Something to consider if you’re thinking about renting instead of buying a home is that most popular neighborhoods and their communities have limited rentals available and more often no rentals at all. By now you should have done your homework and have a good idea of the community you’d like to live in. Be it because of the schools, the small town feel, the city life, the amenities or the commute, you may have no other choice but to buy to have the opportunity to live in the area of your choice.

Another thing to keep in mind if you are considering renting is that rental properties are a transitional part of their communities. Your neighbors more than likely change frequently making it impossible to create a community bond. If you buy a home you automatically become a permanent member of your community. You can build relationships with your neighbors; your children can make life long friends and you will connect with community businesses.

Better Deal to Own than to Rent

With the current all time low interest rates and spectacular home prices, the amount of money you would pay as a renter could often times be around the same or sometimes even more than the amount your mortgage payments would be if you were a homeowner. With the tax benefits that may be available to you, the savings could be significant.

Homeownership is a smart choice if you have arrived at a stable place in your life. You’ve chosen a life path and are choosing the actions you will need to achieve it. You have amassed a sufficient amount of savings or have gotten to a point in which your cash flow is secure, and the dangers of defaulting on a loan and damaging your credit rating is minimal. If this is where you are, the advantages of owning a home far outweigh the disadvantages, and you are prepared to begin shopping for the perfect home and the right loan for you and your family.

Pricing your house to sell – The Basic Six!

Why does one house sell quickly for a stellar price while another has a “For Sale” sign in the yard for months? Is it luck? Probably not. The sales price and length of marketing time are determined by six basic factors. And you, as the seller, control four of them.

Location – Your neighborhood and your home’s location within the subdivision are important. Does your lot border a golf course or a busy street?

Condition of Property – Is your home updated and well-maintained or does it need redecorating and repair? Is it “staged” to show at its best?

Terms – Can you carry a second mortgage? Is your loan assumable? Can you be flexible with closing and occupancy dates?

Market Conditions – How does the number of available homes (new and resale) compare with the number of buyers? Interest rates always affect the number of qualified, motivated buyers.

Price – Is your property priced correctly? A new listing receives the most activity during the first 3-4 weeks, so be sure to price your home correctly right from the beginning. Price is a very important factor that can offset other deficiencies.

Your real estate professional – The agent you select will make a difference. As an experienced, knowledgeable real estate professional, I will price your home correctly, market it extensively, and negotiate effectively on your behalf. If you’re thinking of selling, please call me.



Bean Group finishes 2010 with a 21% increase in total sales volume over 2009, surpassing one billion dollars in real estate sales, and sets a new record of visitors on its flagship website,

Portsmouth, NH January 10, 2010 – Bean Group announced today that it finished 2010 with an impressive growth of 21% over 2009 and after only 7 years in operations surpassed $1,000,000,000 in closed real estate transactions. In addition, Bean Group’s customer-friendly flagship website attracted a record 1,300,000 unique visitors and served up over 46,000,000 pages of content.

“As the fastest growing real estate brokerage of the top 5 in NH I’m pleased to see the continued attraction of home buyers, sellers and progressive agents to our business model,” said Michael Bean, President and CEO of Bean Group. Bean continues “As the other 4 brokerages of the top 5 demonstrated meager or negative year over year growth, Bean Group is well positioned for even greater growth opportunities in 2011 and beyond”.

“A major contributor to our growth continues to be our investment in our Internet presence and technology. With a full time, dedicated web development team focused on continual innovation, we are well poised to capture a majority of the 90% of home shoppers searching for a home in New Hampshire, Vermont, Maine and Massachusetts that start their home search on the internet”, said Paul Ringuette, Vice President of Sales and Marketing”.

About Bean Group

Bean Group ( is a leading independent real estate firm that combines a team of customer-focused real estate agents with online tools for making the process of buying or selling a home easy. Bean Group agents assist its customers with every facet of the transaction, including tours, pricing analysis, negotiations, inspections and closings.

For the second consecutive year, Bean Group has been named to the prestigious Real Trends 500 Largest Brokers in the United States. The Real Trends 500 annually identifies the 500 largest real estate brokerages in the US ranked by closed transactions and closed sales volume.

With 250 agents and growing, Bean Group continues to be the clear destination of choice for real estate professionals looking to expand their career trajectory.

For additional information, contact:

Paul Ringuette

Vice President Sales & Marketing

Bean Group

72 Mirona Road, Suite 17

Portsmouth, NH 03801

Ph: 603-766-1980


2010 in review

The stats helper monkeys at mulled over how this blog did in 2010, and here’s a high level summary of its overall blog health:

Healthy blog!

The Blog-Health-o-Meter™ reads This blog is doing awesome!.

Crunchy numbers

Featured image

A Boeing 747-400 passenger jet can hold 416 passengers. This blog was viewed about 2,100 times in 2010. That’s about 5 full 747s.

In 2010, there were 31 new posts, growing the total archive of this blog to 276 posts. There were 29 pictures uploaded, taking up a total of 4mb. That’s about 2 pictures per month.

The busiest day of the year was November 16th with 38 views. The most popular post that day was Location! Location! Location.

Where did they come from?

The top referring sites in 2010 were,,,, and

Some visitors came searching, mostly for remorse, eco idea, credit score, puzzle house, and energy saving tips.

Attractions in 2010

These are the posts and pages that got the most views in 2010.


Location! Location! Location November 2010


Energy Saving Tips For Rutland and South Central VT Home Owners May 2009


Mistakes Serious South Central Vermont Home Sellers Don’t Want To Make October 2009


Tax Benefits of Owning a South Central Vermont Home September 2009
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About Me June 2008